Value & Lifesaver Loans

About

Capitol View’s Value and Lifesaver loans are great loan solutions that do not require collateral. Value loans are perfect for large expenses such as weddings, home improvements, or education expenses. ValuePLUS loans are also available and feature lower rates than standard Value loans because they include collateral. Our Lifesaver loans are designed for emergency expenses such as emergency repairs or emergency medical expenses.

Value Loans ValuePLUS Loans Lifesaver Loans
Value loans are designed for significant expenses while offering exceptional rates and turnaround. ValuePLUS loans are Value loans that use equity collateral from a vehicle to offer our lowest personal loan rates available. To help with sudden, unexpected expenses Lifesaver loans offer low rates along with an expedited turnaround so you get the money you need quickly.
No Collateral Required Collateral Required No Collateral Required
Perfect for:

  • Home Improvements & Upgrades
  • Education Expenses
  • Vacations
  • Weddings
Designed for:

  • Appliance Replacement
  • Emergency Repairs
  • Emergency Medical Expenses

Apply Now

Contact one of our loan officers at caploan@capview.com
or call 515-348-8350, Option 4.

Delay-A-Pay

Capitol View allows qualifying members the option to delay a loan payment. If you are interested in this service please review the terms and conditions and complete the Delay-A-Pay Authorization Form, which are both linked below:

View Terms & Conditions here or apply online now.

Value Loans (No Collateral)

Value Loans (No Collateral)
TermMinimumRegular RateLoyalty Rate*
Up to 36 Months$5,000.0010.24%9.99%
Up to 48 Months$5,000.0011.24%10.99%
Up to 60 Months$5,000.0012.24%11.99%
Rates are as of March 15, 2024 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit www.annualcreditreport.com

Apply Now

ValuePLUS Loans (Collateral Required)

ValuePLUS Loans (Collateral Required)
See Vehicle Loan Rates
https://www.capview.com/vehicle-loans/
Rates are as of March 15, 2024 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit www.annualcreditreport.com

Apply Now

Lifesaver Loans (No Collateral)

Lifesaver Loans (No Collateral)
TermMinimumRegular RateLoyalty Rate*
Up to 24 Months$50013.99%13.74%
Up to 36 Months$50014.99%14.74%
Rates are as of March 15, 2024 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit www.annualcreditreport.com

Apply Now

Share-Backed Loans

Share-Backed Loans
TermMinimumRegular RateLoyalty Rate*
Share Secured
Up to 24 Months
$500+3.00% above S1 APY+3.00% above S1 rate
Money Market Secured
Up to 24 Months
$500+3.00% above S9 APY+3.00% above S9 rate
Certificate Secured
Up to 24 Months
$500+3.00% above certificate APY+3.00% above certificate rate
Rates are as of March 15, 2024 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit www.annualcreditreport.com

Apply Now

*Loyalty Rates:
Members who enroll in direct deposit of at least $1,000/mo and a setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts.