About Checking

Capitol View’s checking accounts offer members reliable services and tools that make everyday banking easy. Checking accounts require an initial deposit of at least $25 and require no minimum balance. What’s more, our checking accounts require NO annual or monthly fee. Explore all of our convenient checking services.

*Setting up an electronic payment or deposit? Here’s what you’ll need:

    • Our Routing Number: 273074135
    • Your Account Number

Apply for Checking Account


Capitol View offers a wide variety of paper check options including backgrounds, fonts, and special security features. Explore your check options, here. Contact Capitol View to place your first order or re-orders can be placed, here.

*Seniors, age 60+ with an average Savings balance of $2,000 are eligible for free checks and free money orders (shipping and tax are not included). Ask a Capitol View staff person if you think you might qualify.

Debit Cards

Debit cards are available for most members with checking accounts. Capitol View debit cards feature EMV ‘chip’ technology (learn more below). In addition to everyday convenience, Capitol View offers complimentary fraud monitoring on all of our debit, reload, and credit cards. There is no annual fee or monthly service charge for our debit cards. Five ATM withdrawals and inquiries are offered FREE per month, and then are $1+tax each.  View our rates & fee schedule for full details. Apply for a debit card now online or contact us for an application.

Apply for a Debit Card

About EMV

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EMV ‘chip’ debit cards offer an embedded microchip, which offers powerful new security. This chip holds information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Rather than swiping your card, chip cards are inserted and held in a chip-enabled terminal to complete your transaction, this allows the terminal to communicate with the microchip.


BRELLA™ – Free Security Enhancing App For Your Debit Card
With the BRELLA mobile app you’ll enjoy the convenience of mobile and the flexibility to manage your accounts wherever the road takes you. The app is enhanced with an ATM locator, fraud alerts, check your account balance, add travel plans, and even place a temporary block on your debit card anywhere, anytime.

Getting started is easy. Download the app, set your preferences and start keeping tabs on your account. The app will walk you through free enrollment.

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vme – Online security and convenience from Visa (by Visa) offers cardholders a free way to more conveniently and more securely make purchases online. allows you to load multiple debit/credit cards securely onto your profile and skip entering tedious fields during online purchases. Learn more about this great, free security feature at

Privileged Status ATMs

PSlogoCapitol View Credit Union is a partner in Shazam’s Privilege Status ATM program, which means as members you have surcharge-free access to all Privileged Statues ATMs.

Look for the Privileged Status logo or search for a Privileged Status ATM near you, here.

Current Rates

Checking Accounts (S5 Types)
Average Daily BalanceRateAPY
$2,000 and above0.05%0.05%
Rates are as of March 15, 2024 and are subject to change.