Insurance Services by TruStage

 Looking for reliable insurance options designed to be simple?

Looking for reliable insurance options designed to be simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone trustworthy—because the right insurance could help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most. Trust us for all your insurance needs, including Life, Auto & Home, Accidental Death & Dismemberment Coverage and more.

Get an instant, no-obligation quote or explore your coverage options at


TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.  The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage



Direct Deposit & Payroll Deduction

Direct Deposit
Have your paycheck automatically deposited into your Capitol View account with direct deposit. We can even setup automatic disbursements so that specific amounts of your paycheck automatically deposit into multiple accounts (ie. savings, money markets, club accounts, etc).

State employees have a special form to complete for state payroll which you can contact us for. Non-state employees can download our direct deposit form, here.

Wire Funds

The fastest way available to send/receive money is through a wire transfer. However, wires are more expensive than other options. View our rate & fee schedule for current wire fees, here.

Incoming Wires (To Capitol View)
In order for you to send a wire to your Capitol View account, you will need to provide the initiating institution with Capitol View’s wiring instructions below:

  • NCB, FSB
  • 139 South High Street
  • Hillsboro, OH 45133
  • R/T Number 242272227
  • Beneficiary FI: Capitol View Credit Union
  • Beneficiary FI: Account Number: 273074135
  • Beneficiary Name: Member Name
  • Beneficiary Account Number: Member Account Number at Capitol View


Outgoing Wires (To another institution)
To send wires from your Capitol View account to another institution, simply contact the receiving institution and request their wiring instructions. Contact Capitol View with those instructions and we will prepare an authorization form for you to sign.
Our daily wire cutoff for outgoing wires is 11am. Most wires are received by the receiving institution within a few hours.
*International wires will require the receiving country’s swift code.

Stop Payments

Share Draft (paper checks) Stop Payments:
Placing a stop payment on checks can be done two ways, verbally and with written authorization. Verbal stop payments (stop payments authorized without a written signature) expire after 14 days. Written stop payments expire after 6 months, however can be extended as needed.

You can place an immediate stop payment on an item using Home Banking (however this will expire after 14 days unless a written signature is provided). Otherwise, you can contact Capitol View for a stop payment form.

ACH (electronic) Stop Payments:
Members can also place a stop payment on electronic transactions (ACH). Contact Capitol View for a form for ACH stop payments. For additional information regarding disputes and fraud, click here.

*View our rate & fee schedule for current fees associated with stop payments, here.

Overdraft Services

No one ever intends to overdraw their account, however mistakes do happen. Luckily, Capitol View has multiple ways to safeguard your bills and accounts from just such a situation.

Account Alerts:
Avoid the surprise of overdrafts by setting up customizable account alerts within home banking. Account alerts are easy to setup and can be setup to notify you by email or text. Learn more about account alerts, here.

Automatic Transfers:
Be sure to designate one of your accounts to backup your checking in the event of going overdrawn. For example, if a check tries to post to you checking, but it will make the account overdrawn, members can assign their savings account to automatically transfer funds to cover the check. Complete a new Overdraft Protection form to specify your preference or any changes. Three automatic transfers are free each month. View our rate & fee schedule, here.

*Important note: Keep in mind that Savings accounts are subject to Reg D electronic transfer rules. Learn about Reg D limits, here

Privilege Pay:
Members with direct deposit may qualify for privilege pay, a service that allows overdrafts to a certain level. Contact Capitol View to find out if you are eligible for privilege pay. Overdraft fees may apply. View our rate & fee schedule, here.

MasterCard Overdraft Protection:
If you have a Capitol View MasterCard you can enroll to have a cash advance made to prevent your account from becoming overdrawn. Cash advance fees may apply. View our MasterCard page for credit card terms & conditions, here.

To enroll in MasterCard Overdraft Protection, complete our Overdraft Protection form.

Opting In/Out to Debit Overdrafts:
Members have the ability to opt-in for debit card overdrafts. By opting-in, debit card transactions that will make their account overdrawn will be authorized, allowing the account to become overdrawn. Overdraft fees may apply. Members who opt-out will have debit card transactions declined if they will make their account overdrawn.
Complete our opt-in/out form to specify your preference, here.

*Important note: Capitol View reserves the right to return any item which will make an account overdrawn, at the credit union’s discretion, based on history or abuse. Accounts overdrawn for more than 30 days may be subject to closure.