Capitol View Credit Union serves exclusively state employees of Iowa and their families. We are not a community credit union. A key benefit of Capitol View is this exclusivity.
By limiting our membership to state employees and their families, we ensure a common bond between all of our members. This common bond makes it easier for us to better target the specific needs of our membership, along with better rates and fewer fees than community banks and credit unions.
Click any of the following membership questions for more info:
- Am I eligible for membership?
- What are the benefits of membership?
- How do I become a member?
- I’m a retired state employee. Am I still eligible to join?
- I was once a member, however have since closed my account. Can I rejoin?
A savings account is included with your membership at Capitol View. Many members use payroll deduction as a tool to tuck money into their savings for future goals and expenses. It is recommended that members keep 3-6 months salary in their savings for a financial cushion in event of an emergency.
Savings accounts offer various APY’s (annual percentage yield) depending on your average daily balance. Click here to view current rates.
Many of our members like to be able to divide up their savings into separate accounts for either annual expenses or one-time purchases. This is easily done by setting up an additional savings accounts or “Club accounts”. Club accounts only require $1 minimum balance and can be named with any description (i.e. “Escrow”, “Vacation”, “Christmas”, etc.). Plus, there is no limit to the number of club accounts you can add. Contact Capitol View to open a club account today.
|Savings Accounts (S1, S4 Types)|
|Average Daily Balance||Rate||APY|
|$0 – < $5,000||0%||0%|
|$5,000 – < $10,000||0.05%||0% – 0.15%|
|$10,000 or Higher||0.10%||0% – 0.10%|
|Rates are as of May 14, 2020 and are subject to change.|