Private Student Loans

Capitol View Credit Union works with Iowa Student Loan® to offer two supplemental private student loan programs to help you pay for college.*

  • The Partnership Advance Education Loan (Partnership Loan) can help you pay for college while you’re in school.
  • The Reset Refinance Loan (Reset Loan) can help you simplify repayment or pay lower interest for existing student loans after you finish college.

 

The Partnership Advance Education Loan® (Private Student Loan):

  • Provides terms and conditions upfront, so you know what you’re getting before you apply.
  • Features variable and fixed interest rates.
  • Lets you begin making principal and interest payments, make interest-only payments or defer payments while you attend school.
  • Offers benefits such as an interest rate reduction and cosigner release.

Click here to learn more or to apply online.

Reset Refinance Loan (Private Student Loan):

The Reset Loan lets you refinance or combine existing student loans into one new loan. This may help you if you have student loans with higher interest rates or are making payments to a number of different servicers.

  • Competitive fixed interest rates.
  • Three different repayment terms.
  • An interest rate reduction benefit.

Click here to learn more or to apply online.

Tools and Tips to Help Minimize Borrowing

Take advantage of Iowa Student Loan’s smart borrowing resources.

  • Student Loan Game Plan helps you learn how you can reduce the amount you may need to borrow for college.
  • Return on College Investment lets you explore jobs and earnings for graduates of specific majors.
  • College Funding Forecaster allows you to estimate college costs for four years based on your freshman financial aid award letter.
  • Student Loan Coach, Iowa Student Loan’s blog, provides tips on how to prepare, plan for and finance college.

 

Tips

  • Complete the FAFSA first. The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA).
  • Work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

 

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

Additional College Planning Assistance

If you are looking for information on planning for, applying to, paying for and succeeding in college, Capitol View Credit Union recommends the Iowa College Access Network® (ICAN). ICAN offers free services, including assistance with completing the FAFSA, to students and their families. Visit www.ICANsucceed.org or call (877) 272-4692 for more information about ICAN.

*Capitol View Credit Union is compensated by Iowa Student Loan for the referral of Partnership Loan customers.