About | Value Loans | ValuePLUS Loans
Lifesaver Loans | Consolidation Loans | Share-Backed Loans
Related Items: Direct Deposit & Payroll Deduction | Calculators | Insurance Services
About
Capitol View’s Value and Lifesaver loans are great loan solutions that do not require collateral. Value loans are perfect for large expenses such as weddings, home improvements, or education expenses. ValuePLUS loans are also available and feature lower rates than standard Value loans because they include collateral. Our Lifesaver loans are designed for emergency expenses such as emergency repairs or emergency medical expenses.
| Value Loans | ValuePLUS Loans | Lifesaver Loans |
| Value loans are designed for significant expenses while offering exceptional rates and turnaround. | ValuePLUS loans are Value loans that use equity collateral from a vehicle to offer our lowest personal loan rates available. | To help with sudden, unexpected expenses Lifesaver loans offer low rates along with an expedited turnaround so you get the money you need quickly. |
| No Collateral Required | Collateral Required | No Collateral Required |
Perfect for:
|
Designed for:
|
|
Contact one of our loan officers at caploan@capview.com
or call 515-348-8350, Option 4.
Delay-A-Pay
Capitol View allows qualifying members the option to delay a loan payment. If you are interested in this service please review the terms and conditions and complete the Delay-A-Pay Authorization Form, which are both linked below:
View Terms & Conditions here or apply online now.
Value Loans (No Collateral)
| Value Loans (No Collateral) | |||
| Term | Minimum | Regular Rate | Loyalty Rate* |
| Up to 36 Months | $5,000.00 | 9.74% | 9.49% |
| Up to 48 Months | $5,000.00 | 10.74% | 10.49% |
| Up to 60 Months | $5,000.00 | 11.74% | 11.49% |
| Rates are as of May 10, 2023 and are subject to change. APR = Annual Percentage Rate. All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information. To view a copy of your credit report visit www.annualcreditreport.com |
ValuePLUS Loans (Collateral Required)
| ValuePLUS Loans (Collateral Required) |
| See Vehicle Loan Rates https://www.capview.com/vehicle-loans/ |
| Rates are as of May 10, 2023 and are subject to change. APR = Annual Percentage Rate. All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information. To view a copy of your credit report visit www.annualcreditreport.com |
Lifesaver Loans (No Collateral)
| Lifesaver Loans (No Collateral) | |||
| Term | Minimum | Regular Rate | Loyalty Rate* |
| Up to 24 Months | $500 | 13.50% | 13.25% |
| Up to 36 Months | $500 | 14.50% | 14.25% |
| Rates are as of May 10, 2023 and are subject to change. APR = Annual Percentage Rate. All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information. To view a copy of your credit report visit www.annualcreditreport.com |
Share-Backed Loans
| Share-Backed Loans | |||
| Term | Minimum | Regular Rate | Loyalty Rate* |
| Share Secured Up to 24 Months | $500 | 3.25% | 3.00% |
| Money Market Secured Up to 24 Months | $500 | 4.00% | 3.75% |
| Certificate Secured Up to 24 Months | $500 | +2.50% above certificate rate | +2.50% above certificate rate |
| Rates are as of May 10, 2023 and are subject to change. APR = Annual Percentage Rate. All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information. To view a copy of your credit report visit www.annualcreditreport.com |
| *Loyalty Rates: Members who enroll in direct deposit of at least $1,000/mo and a setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts. |
