About Checking | Checks | Debit Cards | Reload Cards
Privileged Status ATM | Current Rates
Related Items: Direct Deposit & Payroll Deduction | Reporting a Lost or Stolen Card | Disputes & Fraud | Stop Payments | Overdraft Services | Online & Mobile Tools
About Checking
Capitol View’s checking accounts offer members reliable services and tools that make everyday banking easy. Checking accounts require an initial deposit of at least $25 and require no minimum balance. What’s more, our checking accounts require NO annual or monthly fee. Explore all of our convenient checking services.
*Setting up an electronic payment or deposit? Here’s what you’ll need:
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- Our Routing Number: 273074135
- Your Account Number
Checks
Capitol View offers a wide variety of paper check options including backgrounds, fonts, and special security features. Explore your check options, here. Contact Capitol View to place your first order or re-orders can be placed, here.
Debit Cards
Debit cards are available for most members with checking accounts. Capitol View debit cards feature EMV ‘chip’ technology (learn more below). In addition to everyday convenience, Capitol View offers complimentary fraud monitoring on all of our debit, reload, and credit cards. There is no annual fee or monthly service charge for our debit cards. Five ATM withdrawals and inquiries are offered FREE per month, and then are $1+tax each. View our rates & fee schedule for full details. Apply for a debit card now online or contact us for an application.
About EMV

EMV ‘chip’ debit cards offer an embedded microchip, which offers powerful new security. This chip holds information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Rather than swiping your card, chip cards are inserted and held in a chip-enabled terminal to complete your transaction, this allows the terminal to communicate with the microchip.

Getting started is easy. Download the app, set your preferences and start keeping tabs on your account. The app will walk you through free enrollment.

V.me (by Visa) offers cardholders a free way to more conveniently and more securely make purchases online. V.me allows you to load multiple debit/credit cards securely onto your profile and skip entering tedious fields during online purchases. Learn more about this great, free security feature at http://v.me
Reload Cards
Reload cards are a great alternative to debit cards and do not require credit approval. Capitol View’s reload cards allow members to load their cards with funds, without the card being linked to their account – a great security feature. In addition, we offer complimentary fraud monitoring on all of our debit, reload, and credit cards.
Whether you are budget conscious, a frequent or world traveler, or want an easy way to avoid overdraft fees, a Capitol View reload card might be a great solution for you. Contact us to open your reload card today.
Click here to download a detailed brochure on our reload cards.
Already have a Reload Card? Access it online at www.atirareload.com to check balances, view activity, and load additional funds.
Effective October 1, 2019, reloading funds to your reload card by phone is $5/ea. Funds can be loaded for free online at www.atirareload.com.
Members can also reload funds at participating VISA ReadyLink locations. Find participating locations here.
Privileged Status ATMs
Capitol View Credit Union is a partner in Shazam’s Privilege Status ATM program, which means as members you have surcharge-free access to all Privileged Statues ATMs.
Look for the Privileged Status logo or search for a Privileged Status ATM near you, here.
Current Rates
Checking Accounts (S5 Types) | ||
Average Daily Balance | Rate | APY |
$2,000 and above | 0.05% | 0.05% |
Rates are as of May 10, 2023 and are subject to change. |