Capitol View’s SmartBuy program offers payments up to 40% lower than conventional financing.
For example, a vehicle with a loan amount of $30,000, a loan term of 36-months and a Guaranteed Future Value (GFV) of $16,500:
Guaranteed Future Value means more options at loan maturity!
- TRADE IN vehicle and apply positive equity toward next vehicle
- Make final balloon payment (Guaranteed Future Value) and KEEP vehicle
- TURN IN vehicle & “WALK AWAY” from the final payment (Guaranteed Future Value)
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- Lower monthly payments – 30-40% lower on average than with conventional financing.
- No down payment required and no prepayment penalties.
- Flexible loan terms from 2 to 5 years.
Advantages Over Leasing:
- You own the vehicle (titled in your name – not the leasing company’s).
- You can carry the level of personal vehicle insurance you choose versus the level of coverage stipulated by the leasing company in the lease contract.
- You can negotiate the vehicle purchase price like a cash purchase with the dealer.
- Lower excess mileage charge than most leasing programs of only $.10 per mile*.
- Lower disposition fee than most leasing programs of only $195*.
*fees apply only if you decide to return the vehicle in lieu of making the final balloon payment
Flexible End of Loan Term Options:
- Refinance remaining balance at loan maturity or anytime during the loan term.
- Keep, sell or trade the vehicle at loan maturity or anytime during the loan term.
- Return the vehicle at loan maturity in lieu of making the final balloon payment with no end of loan term hassles.
- Vehicle pick-up is arranged, even if you have moved to a different state!
Contact Us to Learn More or to Apply
515-348-8350, Option 4