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Membership Eligibility - Routing Number - Services & Resources - Policies - Statement of Financial Condition - 2014 Annual Report - Contact Us


Capitol View serves exclusively the state employees of Iowa and their family members. Being a closed-membership institution, we are able to ensure that our services, rates, and attitude better reflects our membership.


Capitol View does not answer to private shareholders. We are made of our members, by our members, and for our members. If you are a member then you are an owner.



Our mission is to offer our members the tools and knowledge that improve their lives and save them money. We target our goals towards our members’ needs, not a profit margin.


Federally Insured

Your savings is federally insured by the National Credit Union Administration and protected up to $250,000.




  • Basic savings included with membership
  • 'Club Savings' available to help save for future events/purchases
  • Only $25 minimum balance


  • No minimum balance
  • No annual fee
  • VISA debit cards & reloadable cards available
  • Custom checks available

Rewards Credit Card

  • One of the nation's lowest variable rates
  • No annual fee
  • Free balance transfers
  • Straight forward cash back rewards

Auto Loans

  • New and used vehicle loans
  • Motorcycle, boat, and RV loans
  • Additional insurance, warrenty, and GAP protection also available
  • Free online tools when buying or selling

Mortgages & Home Equities

  • Mortgages
  • Home Equity Loans
  • Home equity lines of credit
  • Home improvement loans also available




Home Banking

  • Review balances & history
  • Transfer funds
  • Create custom account alerts
  • Access our bill pay system & more!

Mobile App

  • Free app for Apple & Android devices
  • Review balances & histroy
  • Transfer funds
  • Make mobile check deposits

Mobile Check Deposit

  • Deposit checks using your Apple or Android smartphone and our mobile app
  • Easy-to-use, step-by-step instructions
  • Most deposit available the same business day

Capview Connect

  • Powerful funds transfer tool within Home Banking
  • Link accounts at other institutions to transfer funds to/from your Capitol View accounts
  • Send/request funds with individuals using only their email or cell phone number

Nationwide Shared Branches

  • Access your accounts using our network of Co-Op Shared Branch locations
  • Over 5,000 nationwide credit union locations


Think banks have more to offer? Compare us!

  • Shareholder-owned
  • Member-owned
  • For-profit
  • Not-for-profit
  • Private board of directors
  • Member-elected board of directors
  • Nationwide locations
  • Nationwide Shared Branching locations
  • Federally insured by FDIC
  • Federally insured by NCUA
  • Online & mobile tools
  • Online & mobile tools
  • Offers savings, checking, loans & investing with focus on revenue
  • Offers savings, checking, loans & investing with focus on members



Capitol View Credit Union

Statement of Financial Condition As Of June 30, 2015


Loans to Members* $20,666,084 $20,977,725
Allowance for Loan Loss ($228,483) ($253,438)
Cash $4,315,994 $4,142,433
Investments (Book Value) $6,208,300 $6,061,400
Fixed Assets $13,626 $8,088
Other Assets $867,802 $1,035,549
NCUA Capitalization Deposit $254,987 $259,750


Total Assets $32,098,310 $32,226,728



Shares and Deposits $27,021,784 $26,891,016
Notes Payable
$500,000 $500,000
Accounts Payable and Other $79,717 $104,475
Legal Reserve & Other Reserves $1,042,978 $1,066,806
Undivided Earnings $3,370,274 $3,540,647
Net Income $90,111 $123,784



Total Liabilities and Equity $32,098,310 $32,226,728

*Unused Lines of Credit Include:

MasterCard @ $2,970,308    
Home Equity @ $802,788    
Privilege Pay @ $620,750    


Frequently Asked Questions
Locations & Hours
Contact Us

Local: 515-725-2167
Toll Free: 1-800-383-3595
24/7 Voice Response: 1-800-879-8350
Fax: 515-725-2196

Main Office
1000 East Grand Avenue
Des Moines, IA 50319

Capitol View Credit Union
Routing Number: 273074135
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