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 Capitol View MasterCards

Current Cardholders: Capitol View has begun upgrading our Classic and Gold MasterCards to EMV 'Chip' technology. Cardholders will receive these new cards along with their regularly scheduled card expiration. Be aware that our Classic MasterCards will now be colored white and our Gold MasterCards will now be colored black. Click here to learn more about EMV 'Chip' technology and how it will improve your card's security.



Two Low-Rate, Easy-to-Manage Options!

Our two MasterCard options offer some of the lowest rates available with no annual fee. Managing your Capitol View MasterCard is easier than ever with our Home Banking and MyCard Info onilne tools.


Offers an attractive low interest rate, straight forward, and easy to manage.   Our lowest rate, cash back rewards, requires a minimum annual income.
12.50% APR*
  8.50% APR*
No Annual Fee   No Annual Fee
Free Online Management Tools   Free Online Management Tools
    Requires Minimum Annual Income of $30k
    1% CASH BACK REWARDS on first $5k/mo.
View Terms & Conditions   View Terms & Conditions
Apply for Classic Card Now   Apply for Gold Card Now


Report a lost or stolen MasterCard

Contact 'Card Services' by calling 800-234-5354 to report a lost or stolen card.


MyCard Info

Use our free MyCard Info online tool to manage your Capitol View MasterCard. Learn more about MyCard Info features and how to access the tool for yourself by clicking here.




MasterPass™ & by Visa

MasterPass (by MasterCard) and (by Visa) both offer cardholders a free way to more conveniently and more securely make purchases online. MasterPass and both allow you to load multiple debit/credit cards securely onto your profile and skip entering tedious fields during online purchases. Learn more about these two great tools.  MasterPass by MasterCard  - by Visa





MasterCard SecureCode™

Protect your Capitol View MasterCard against online fraud by using MasterCard SecureCode™. This free service allows you to add optional security features to your card when making purchases online. Click here to learn more about this free tool or set yours up today. 




Terms and Conditions

Interest Rates and Interest Charges
Annual Percentage Rate For Purchases, Balance Transfers, and Cash Advances (APR)

8.50% with Gold MasterCard™ when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
12.50%  with Classic MasterCard™ when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. 

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.50. 

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at

Annual Fee None
Transaction Fees
  • Balance Transfer
  • Cash Advance
  • Foreign Transaction
  • None
  • 3% of the amount of the cash advance
  • 1% of each transaction in U.S. dollars.
Penalty Fees
  • Late Payment
  • Return Payment
  • Up to $15
  • Up to $18
Other Fees
  • Card Replacement Fee
  • $5 per replacement card

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

The information about the costs of the card described in this application is accurate as of 12/31/2015. This information may have changed after that date. To find out what may have changed, contact us at 515-725-2167.

1% Cash Back on Purchases

  • Classic MasterCard™ - None
  • Gold MasterCard™ - Earn 1% cash back on the first $5,000 of purchases per month


Apply Online

Frequently Asked Questions
Locations & Hours
Contact Us

Local: 515-725-2167
Toll Free: 1-800-383-3595
24/7 Voice Response: 1-800-879-8350
Fax: 515-725-2196

Main Office
1000 East Grand Avenue
Des Moines, IA 50319

Capitol View Credit Union
Routing Number: 273074135
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