Two Low-Rate, Easy-to-Manage Options!
Our two MasterCard options offer some of the lowest rates available with no annual fee. Managing your Capitol View MasterCard is easier than ever with our Home Banking and MyCard Info onilne tools.
|Offers an attractive low interest rate, straight forward, and easy to manage.||Our lowest rate, cash back rewards, requires a minimum annual income.
|No Annual Fee||No Annual Fee|
|Free Online Management Tools||Free Online Management Tools|
|Requires Minimum Annual Income of $30k|
|1% CASH BACK REWARDS on first $5k/mo.|
|View Terms & Conditions||View Terms & Conditions|
|Apply for Classic Card Now||Apply for Gold Card Now|
Report a lost or stolen MasterCardContact 'Card Services' by calling 800-234-5354 to report a lost or stolen card.
Use our free MyCard Info online tool to manage your Capitol View MasterCard. Learn more about MyCard Info features and how to access the tool for yourself by clicking here.
MasterPass™ & V.me by Visa
MasterPass (by MasterCard) and V.me (by Visa) both offer cardholders a free way to more conveniently and more securely make purchases online. MasterPass and V.me both allow you to load multiple debit/credit cards securely onto your profile and skip entering tedious fields during online purchases. Learn more about these two great tools. MasterPass by MasterCard - V.me by Visa
Protect your Capitol View MasterCard against online fraud by using MasterCard SecureCode™. This free service allows you to add optional security features to your card when making purchases online. Click here to learn more about this free tool or set yours up today.
|Interest Rates and Interest Charges|
|Annual Percentage Rate For Purchases, Balance Transfers, and Cash Advances (APR)||
8.25% with Gold MasterCard™ when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|How to Avoid Paying Interest on Purchases||
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
|Minimum Interest Charge||
If you are charged interest, the charge will be no less than $0.50.
|For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
The information about the costs of the card described in this application is accurate as of 05/01/2013. This information may have changed after that date. To find out what may have changed, contact us at 515-725-2167.
1% Cash Back on Purchases :
- Classic MasterCard™ - None
- Gold MasterCard™ - Earn 1% cash back on the first $5,000 of purchases per month