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Mortgages
   
Your home is a special place and you have your own unique needs when it comes to mortgage financing. That’s why Capitol View Credit Union works with Premier Lending Alliance to offer a full array of affordable mortgage options designed just for our members. Here are some of the mortgage products we offer:

  • Conventional Fixed Mortgages-10 to 30 years
  • Adjustable Rate Mortgages
  • FHA
  • VA
  • USDA
  • Jumbo Loans
  • Construction Loans
  • Real Estate Lot Loans
  • Homeowners Insurance

Contact Doug to learn more or to get started today at 515-725-2178 or click here to apply online now.

New! Capitol View now finances properties in Iowa, Minnesota, Nebraska, & South Dakota.

 


Standard Home Equity Loans
    Borrow for an education, wedding expenses, home improvements, or a new car by using your home’s equity. A Capitol View Credit Union home equity loan has flexible terms, very competitive rates, and may qualify for a tax deduction. Check with your tax advisor for more details. Contact us to learn more about how a Capitol View Home Equity Loan could be right for you, 515-725-2167.

Apply online now for a Home Equity Loan.

Home Equity Fixed Rates** Regular Rate Loyalty Rate*
60 months - 85% LTV 2.75% 2.50%
120 months - 85% LTV 3.20% 2.95%
180 months - 85% LTV 5.00% 4.75%
180 months - 60% LTV 4.00% 3.75%

*Loyalty Rate requires direct deposit and automatic payment from a funded accout

**Add 2.00% for LTV above 85%

Rates as of 01/09/2014 and are subject to change


Home Equity "Advantage" Program
  
  Introducing a new way to put your home's equity to use while saving you money! With Capitol View Credit Union's "Advantage" Program we are often able to offer lower interest rates than a Standard Home Equity Loan.

    To Qualify for Capitol View's "Advantage" Program, you must borrow more than $10,000 and have 60% loan to value ratio or less. Other factors including your credit score help to determine your lowest rate.

Contact Doug to learn more about this exclusive program at 515-725-2178 or douga@dwx.com


Home Equity Line of Credit (HELOC)
    A HELOC, or Home Equity Line of Credit, is an open-end revolving line of credit secured by the equity you have built up in your home. Qualified applicants may borrow up to 80% of the value of their home, less any liens.  APR as low as 3.75%* variable rate based on prime.
* Annual Percentage Rate based on credit score. Rates subject to change.

Apply online now for a Home Equity Line of Credit.

 


Home Improvement Loans
    Financing is available for all of your home improvement projects at Capitol View Credit Union. We offer fixed and variable rate home improvement loans with easy repayment terms and attractive interest rates. Also, in most cases these loans will be 100% tax deductible. Check with your tax advisor for more details.


 

Contact Doug to learn about our exclusive "Advantage" rates and other home loan rates.

*All rates are our lowest rates based on qualifying credit. Fixed rate loans shown include additional discounts for having certain relationships with the credit union. Add 2% on Fixed rate loans for LTV above 85%. Loans without automatic payments are 0.25% higher than the lowest qualifying regular rate. Contact Doug at douga@dwx.com for additional rate details.

 
Rates as of 01/09/2014

Learn about other loan opportunities...

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Phone
Local: 515-725-2167
Toll Free: 1-800-383-3595
24/7 Voice Response: 1-800-879-8350
Fax: 515-725-2196

Main Office
1000 East Grand Avenue
Des Moines, IA 50319

Capitol View Credit Union
Routing Number: 273074135

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