Spring Is Home Equity Season

Home values are on the rise and rates will be, soon.
Now is the perfect time to capitalize on your home’s equity before rates rise.

Home equity loans are a great way to finance large projects or purchases. Whether building an addition, remodeling, education expenses, or consolidating debt a home equity loan will offer a low, fixed rate for anything you put your mind to. By using your home’s value as collateral (up to 100% loan-to-value), you will be able to secure a low, fixed rate loan for whatever your needs are.

 

Let Us Explore Your Options!
Contact Linda or Diane at caploan@capview.com
or call 515-348-8350, option 3.

Apply Now

 

Home Equity Loan (Fixed Rate)
TermRegular RateLoyalty Rate*
60 Months – 85% LTV7.24%6.99%
120 Months – 85% LTV7.74%7.49%
180 Months – 60% LTV7.74%7.49%
180 Months – 85% LTV8.24%7.99%
LTV = “Loan-To-Value” Ratio
Add 2% for LTV above 85%
Rates are as of March 15, 2024 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit www.annualcreditreport.com

*Loyalty Rates:
Members who enroll in direct deposit of their full paycheck and a setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts.