With the holidays around the corner, it’s important to plan ahead for seasonal expenses. Here are a few ways that Capitol View can help you budget and be smart about spending.

1. Start early! By beginning holiday shopping in the fall, you can take advantage of the fall Mastercard promotion—get 3x cash back when you use your Gold Mastercard*.

2. Delay-a-pay: Talk with Linda or Diane about delaying a loan payment. For a $30 fee, you can skip a monthly payment for some extra spending money.

3. Mastercards: Consider applying for a Capitol View Mastercard! Interest rates are as low as 10.50% APR, and there is no fee to transfer a balance from a current credit card. With such a low interest rate, you can rest easy about your holiday spending.

4. Apple Pay and Samsung Pay: Take advantage of Apple and Samsung Pay with your Capitol View debit card! By adding your debit card to a digital wallet, you can safely spend and save time while shopping online or at Apple/Samsung Pay participating stores.

*Earn 3X rewards on up to $1,500 worth of qualifying transactions made on or between October 4, 2021 and December 31, 2021. We reserve the right to determine which transactions qualify for the bonus rewards offers. Transactions within other establishments do not apply and we do not control how merchants are categorized. We do not evaluate whether merchants correctly identify and bill transactions; however, we do reserve the right to determine which transactions qualify for the bonus reward offers. Rewards may mean cash back or points for your program. Cash advances and balance transfers are not eligible for rewards. To earn bonus rewards, you must be a cardholder currently in good standing–you must have demonstrated responsible use of your card and must not have had delinquent payments within a specified period. Bonus rewards will be paid to your account in June. All purchases are subject to credit approval. All loans are subject to approval. Terms and conditions subject to change. Some restrictions apply.