For a limited time, Capitol View is offering no closing costs on home equity loans and lines of credit. This offer is even available with refinances of $5,000 or more!
With rates at historically low levels and the option of no closing costs, there’s never been a better time to utilize the equity in your home.
- Home improvements
- College expenses
- Debt consolidation
- Emergency expenses
Contact us to learn about your options.
Contact Us or call 515-348-8356
Which is better for me, a home equity loan or line of credit? Learn about the differences between the two and help decide which is best for your current needs, here.
|Home Equity Loan (Fixed Rate)|
|Term||Regular Rate||Loyalty Rate*|
|60 Months – 85% LTV||3.20%||2.95%|
|120 Months – 85% LTV||3.70%||3.45%|
|180 Months – 85% LTV||4.35%||4.10%|
|180 Months – 60% LTV||3.90%||3.65%|
|LTV = “Loan-To-Value” Ratio
Add 2% for LTV above 85%
|Home Equity Line of Credit (Variable Rate)|
|Up to 85% LTV||3.75%|
|LTV = “Loan-To-Value” Ratio|
|Rates are as of January 14, 2021 and are subject to change. APR = Annual Percentage Rate.
All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.
To view a copy of your credit report visit www.annualcreditreport.com
Members who enroll in direct deposit of their full paycheck and a setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts.