Limited Time Promotion On Home Equity Loans & HELOCs

For a limited time, Capitol View is offering no closing costs on home equity loans and lines of credit. This offer is even available with refinances of $5,000 or more!

With rates at historically low levels and the option of no closing costs, there’s never been a better time to utilize the equity in your home.

Perfect for:

  • Home improvements
  • College expenses
  • Debt consolidation
  • Emergency expenses

Contact us to learn about your options.

Contact Us or call 515-348-8356

Which is better for me, a home equity loan or line of credit? Learn about the differences between the two and help decide which is best for your current needs, here.


Home Equity Loan (Fixed Rate)
TermRegular RateLoyalty Rate*
60 Months – 85% LTV3.20%2.95%
120 Months – 85% LTV3.70%3.45%
180 Months – 85% LTV4.35%4.10%
180 Months – 60% LTV3.90%3.65%
LTV = “Loan-To-Value” Ratio
Add 2% for LTV above 85%
Home Equity Line of Credit (Variable Rate)
Term Rate
Up to 85% LTV3.75%
LTV = “Loan-To-Value” Ratio
Rates are as of January 14, 2021 and are subject to change. APR = Annual Percentage Rate.

All rates listed are our best rates and may vary based on creditworthiness and other factors. Capitol View uses TransUnion for credit reporting information.

To view a copy of your credit report visit

*Loyalty Rates:
Members who enroll in direct deposit of their full paycheck and a setup automatic payments for their loan qualify for a 0.25% rate discount on that loan. This discount cannot be combined with other rate discounts.