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Loans | Savings | Certificates
Rates are effective as of 7-10-2008 and are subject to change daily. Loan rates are with qualifying credit and subject to change without notice.
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All rates shown are our lowest rates based on qualifying credit. Fixed rate loans shown include 1.25% APR discount for having certain relationships with the credit union. We will beat auto dealers rate offer in most cases. Check with us.
*New Money Loaned Rates, refinance rates are different, contact the credit union.
Go To Loan Application | Go To Calculators | Back to Top
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| Rates are subject to change daily, and dividends are declared quarterly |
| Savings |
Dividend Rate |
APY* |
Term |
| Money Market Maximizer ($1,000.01-$19.999.99) |
0.75 |
0.75 |
n/a |
| Money Market Maximizer ($20,000-$49,999.99) |
2.25 |
2.27 |
n/a |
| Money Market Maximizer ($50,000 and $99,999.99) |
2.50 |
2.52 |
n/a |
| Money Market Maximizer ($100,000 and over) |
2.85 |
2.88 |
n/a |
| Regular Shares (Savings-S1) $100.00-$5,000.00 |
0.75 |
0.75 |
n/a |
| Regular Shares (Savings-S1) $5,000.01-$10,000.00 |
1.00 |
0.88 |
n/a |
| Regular Shares (Savings-S1) $10,000.01 and above |
1.10 |
1.10 |
n/a |
| Christmas Club (S4)$100.00-$5,000.00 |
0.75 |
0.75 |
n/a |
| Christmas Club(S4) $5,000.01-$10,000.00 |
1.00 |
0.88 |
n/a |
| Christmas Club(S4) $10,000.01 and above |
1.10 |
1.10 |
n/a |
| Share Draft (Checking-S5) |
0.50 |
0.50 |
n/a |
| IRA Shares (S2) |
2.00 |
2.02 |
n/a |
| Roth IRA Shares (S11) |
2.00 |
2.02 |
n/a |
| Education IRA (S10) |
2.00 |
2.02 |
n/a |
S1 and S4 Shares Types earn the following annual percentage yields:
$100.00 to $5,000.00 0.75% APY
$5,000.01-$10,000.00 0.75%-0.88% APY
$10,000.01 and above 0.88%-1.10% APY
The minimum balance to open a shares savings account (S1) is $25.00. The minimum balance to open a club account (S4) is $1.00. An average daily balance of $100.00 must be maintained to earn a dividend on both accounts.
The minimum average daily balance must be $1,000 to earn dividends on S5 checking accounts.
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| Rates are effective 7-29-2008 and are subject to change daily. |
| Certificates |
Dividend Rate |
APY* |
Term |
| 12 Month Certificate $2,500 Minimum-I1 |
2.75 |
2.78 |
12 |
| 12 Month Certificate $10,000 Minimum-I3 |
3.05 |
3.09 |
12 |
| 12 Month IRA Certificate $10,000 Minimum-I3 |
3.90 |
3.96 |
12 |
| 24 Month Certificate $2500 Minimum-I2 |
2.85 |
2.88 |
24 |
| 24 Month Certificate $10,000 Minimum-I4 |
3.25 |
3.29 |
24 |
| 24 Month IRA Certificate $10,000 Minimum-I3 |
4.10 |
4.16 |
24 |
| 36 Month Certificate $2,500 Minimum-I24 |
3.00 |
3.03 |
36 |
| 36 Month Certificate $10,000 Minimum-I25 |
3.35 |
3.39 |
36 |
| 36 Month IRA Certificate $10,000 Minimum-I25 |
4.30 |
4.37 |
36 |
| 60 Month Certificate $2,500 Minimum I26 |
3.25 |
3.29 |
60 |
| 60 Month Certificate $10,000 Minimum I27 |
3.70 |
3.75 |
60 |
| 60 Month Certificate $10,000 Minimum I27 |
4.50 |
4.58 |
60 |
| 13 Month Certificate $25,000 Minimum I7 |
3.45 |
3.49 |
13 |
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21 Month Certificate $25,000 Minimum-I23
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3.70 |
3.75 |
21 |
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