Loans








Whether you're thinking about buying a new or used car or truck, or considering remodeling your home, your first stop should be at Capitol View Credit Union. We pride ourselves on our low loan rates and easy application process - you can even make loan applications by phone and on-line. Popular Capitol Credit Union loans include:
 
Home Equity Loans
Borrow for an education, wedding expenses, home improvements, or a new car by using your home's equity. A Capitol View Credit Union home equity loan has flexible terms, very competitive rates, with rates as low as 6.75% (as of September 2007), and may qualify for a tax deduction. (Check with your tax advisor for more details.)
 
Share and Certificate Secured Loans
Capitol View Credit Union offers share or certificate insured loans which allow you to use your Credit Union savings to borrow money at an attractive interest rate without liquidating your share savings or term share certificates.
 
Automobile Loans and Leases
Whether you're interested in purchasing or leasing a new or used vehicle, financing it through Capitol View Credit Union may be your most affordable option. We offer very competitive rates, convenient terms, and in most cases the ability to finance up to 100% of the vehicle''s purchase price. Our new MAPS program is a lease like alternative that offers many features that are better than a lease. Call the loan department for details.
 
Boat, RV and Recreation Loans
Our low loan rates, quick service and convenient terms make it easy for travelers, campers, boaters and snowmobilers to find the perfect loan to meet their needs at Capitol View Credit Union.
 
First Mortgages
Your home is a special place and you have your own unique needs when in comes to mortgage financing. That's why Capitol View Credit Union offers a variety of first mortgage products. Whether you're buying a home, refinancing to lower your rate or payment, or simply taking some extra cash from your home, we have a program to fit your needs.  Loans must be a first mortgage on your primary residence, located within the state of Iowa. For more information, click on first mortgage on our products page.
 
Home Improvement Loans
Financing is available for all of your home improvement projects at Capitol View Credit Union. We offer fixed and variable rate home improvement loans with easy repayment terms and attractive interest rates. Also, in most cases these loans will be 100% tax deductible. (Check with your tax advisor for more details.
 
Student Loans
Available to students or parents of students attending any eligible Federal Family Education Loan school in Iowa or anywhere in the country. We offer Federal Stafford Loans for students and Federal PLUS Loans for parents. Our lender code is 831904. Your school may ask you to select a lender for your Stafford or PLUS Loan, if so you can select us as your lender by indicating our lender code on the Master Promissory Note or form provided by your school. For more information contact our office or go to www.studentloan.org.
 
For information on preparing for college, we recommend the Iowa College Access Network at https://www.icansucceed.org/. ICAN provides free services and assitance to students and their families. You can also visit ICAN at their offices, one at Jordan Creek Town Center in West Des Moines or netxt to Super Target on Blairs Ferry Road in Cedar Rapids.
 
To find out which loan is right for you, call one of our convenient locations today. You can apply for a loan right over the phone.
 

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